Since your signature is likely to be difficult to read, type your name down a couple of lines so that your reader knows who is writing to them. Enclosures: (Below signature block) If you have included any further material _ a business card, a brochure, a price sheet, whatever _ list the number of items and describe each. Finally, proofread, proofread, and proofread again. While a friend might excuse even the worst spelling and grammar, a business letter is often your first (and maybe only) chance to make an impression _ it needs to be impeccable.
The second version is clearer and thus preferable. Of course, there are exceptions to every rule. What if you are the head of the Global Finance Team? You may want to get your message across without calling excessive attention to the fact that the error was your team’s fault. The passive voice allows you to gloss over an unflattering point—but you should use it sparingly.